Published: Wed, November 08, 2017
Science | By Nancy Frank

Facebook Messenger payments arrive in the UK

Facebook Messenger payments arrive in the UK

The news was announced in a Facebook blog post. To use it for the first time a user has to register has to register a debit card - that applies whether you first send or receive payments.

The U.K.is the next market to have the service, after Facebook first launched the payments feature in the U.S.in 2015. It's the first time Facebook has launched the feature outside of the US.

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Facebook, the social network with 2 billion users, is said to be preparing tests of features that include a "red envelope" service for peer-to-peer payments and a "breaking news" tag for publishers, Recode reported. In February, worldwide money transfer service TransferWisebuilt a "bot" for Messenger, letting its users send money to each other through the platform.

Sending and receiving dosh with Messenger sounds like a dawdle, according to Facebook's instructions. When you're in a chat with a friend, you will be able to press the blue "plus" symbol and you then select the payments option.

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The payments function will allow users to send up to £2,500 in one transaction and a maximum of £10,000 every 30 days, but it is highly likely that usage in the United Kingdom will mimic the USA market - meaning things like splitting bills, buying rounds and paying rent will be the main reasons people adopt the feature.

You can now use Facebook Messenger to send money to your friends, whether you owe them or if you just want to help them out. If the friend hasn't set the system up, they'll be prompted to enter their card details to get the payment.

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From there, users can tap the Pay button and add their debit cards. It may take one to three business days to make the money available depending on the person's bank, just as it does with other deposits. The new payments feature will compete against a growing number of P2P payment apps like Venmo, Paypal, and several others.

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