Published: Tue, September 12, 2017
Money | By Charlene Sutton

Equifax Breach: How to Freeze Your Credit

Equifax Breach: How to Freeze Your Credit

American credit rating agency Equifax informed that a vulnerability in one of its web applications has led to the leak of millions of social security numbers being compromised in the US.

Whether or not customers were properly notified of the breach by Equifax is the target of an investigation by Attorney General Eric Schneiderman, who estimated Friday that as many 8 million New Yorkers may have been put at risk. The company says the service will search suspicious sites for your Social Security number, give you access to your Equifax report and other offerings. When signing up for free credit monitoring, language in the terms of agreement made it appear that users forfeited rights to participate in any potential class action lawsuits.

The Atlanta-based company, one of three major USA credit bureaus, said Thursday that "criminals" exploited a US website application to access files.

That same website offers users a year of free credit file monitoring and identity theft protection with TrustedID Premier, an Equifax product. Identity theft can be crippling, expensive, and incredibly hard to resolve.

Don't provide any personal information.

Lady Gaga Opens Up About Chronic Pain In Her Netflix Documentary
She said that they broke up because she was starring in a new movie . "Me and Taylor are fighting, so that sucks", she says.

You may have never used Equifax yourself - or even heard of it - but the credit reporting agency could still have a treasure trove of your personal information. In some cases, credit cards information were also leaked. Arbitration is slated to be barred in the financial industry next year by the Consumer Finance Protection Bureau, but Republicans have sought to reverse that ruling. If so, sign up for them.

Putting an extended alert on your credit report.

Equifax says it has found no evidence of activity on Equifax's core consumer or commercial credit reporting databases.

He recommends filing a police report and sending it to the three big credit agencies.

Leach noted that if an unauthorized person opens a credit account in the name of a consumer and incurs debts, the consumer is not legally obligated to pay those debts. So each time you apply for a credit card, mortgage or loan, you need to lift the freeze a few days beforehand.

Sirsa: Dera sanitisation process continues on day 3 amid tight security
Earlier the followers of Ram Rahim on August 25 staged a protest in Panchkula when the Dera chief was convicted in a rape case. The Dera premises also houses educational institutions, markets, a hospital, stadium, recreational areas and houses.

Here's how to freeze your credit. This is a less drastic step than a freeze, but can be very effective.

There are steps to take to help protect your information from being misused. A basic fraud alert expires after 90 days, which means consumers must be diligent in renewing them.

- Closely monitor their own credit reports, which are available free once a year, and stagger them to see one every four months.

"You're talking about a good portion of USA adults", Hiep Dang, director of Product Management at Cylance and former leader of McAfee's threat team, told FOX Business.

This is a good reminder to us all that constant vigilance is more necessary than ever when it comes to our credit.

Maxim Choupo-Moting stops Manchester United motoring and earns Stoke a point
In the middle of the box, the exceptionally named Eric Maxim Choupo-Moting stole ahead of a dozing Bailly to put Stoke ahead. Swiss ace, Xherdan Shaqiri , drew a pair of smart saves from David de Gea before late drama ensued at the end of the half.

Some are being told: "Based on the information provided, we believe that your personal information may have been impacted by this incident".

Like this: